Effective Date: February 16, 2026
Website: https://champtrader.app
Owner: Abdul Kader Alfadl

ChampTrader is owned and operated by Abdul Kader Alfadl (“we,” “us,” or “our”).

By downloading, accessing, or using the ChampTrader mobile application or website (the “Service”), you agree to these Terms of Service.

If you do not agree, do not use the Service.

ChampTrader provides:

• Market data for stocks, crypto, forex, and commodities
   
• Price alerts
   
• Portfolio tracking
   
• Market news and analytics
   
• Subscription-based premium features
   
• Affiliate and referral programs
   

ChampTrader is an informational and analytical platform only.

ChampTrader does not provide:

• Investment advice
   
• Financial planning
   
• Brokerage services
   
• Securities recommendations
   

All information is for informational purposes only.

You are solely responsible for your investment decisions.

Trading involves risk, including loss of capital.

You must:

• Be at least 18 years old
   
• Have legal capacity to enter agreements
   
• Use the Service in compliance with local laws
   

You are responsible for:

• Maintaining the confidentiality of your login credentials
   
• All activity under your account
   

We may suspend or terminate accounts for:

• Fraud
   
• Abuse
   
• Violation of these Terms
   

Certain features require a paid subscription.

Subscriptions:

• Are billed through Apple App Store
   
• Automatically renew unless canceled
   
• Can be managed in your Apple account settings
   

All payments are processed by Apple.
We do not store payment information.

Refunds are governed by Apple’s policies.

ChampTrader may offer affiliate or referral rewards.

Participation requires:

• Compliance with program rules
   
• No fraudulent or misleading promotion
   
• No spam or illegal marketing
   

We reserve the right to:

• Modify commission rates
   
• Reverse fraudulent commissions
   
• Terminate affiliate accounts
   

Commissions are paid according to the terms outlined in the affiliate dashboard.

All content including:

• App design
   
• Logos
   
• Branding
   
• Software
   
• Text and graphics
   

Are owned by Abdul Kader Alfadl unless otherwise stated.

You may not copy, distribute, modify, or reverse engineer the Service.

ChampTrader may use third-party APIs and data providers.

We do not guarantee:

• Accuracy
   
• Completeness
   
• Real-time availability
   
• Uninterrupted service
   

Market data may be delayed or inaccurate.

To the maximum extent permitted by law:

Abdul Kader Alfadl shall not be liable for:

• Financial losses
   
• Trading losses
   
• Indirect or consequential damages
   
• Data loss
   
• Service interruptions
   

Use of the Service is at your own risk.

The Service is provided “as is” and “as available.”

We make no warranties regarding:

• Accuracy
   
• Reliability
   
• Availability
   
• Fitness for a particular purpose
   

We may terminate or suspend access at any time for:

• Violation of Terms
   
• Fraudulent activity
   
• Abuse of the platform
   

You may stop using the Service at any time.

Use of the Service is also governed by our Privacy Policy.

We may update these Terms at any time.

Continued use after changes means you accept the updated Terms.

These Terms are governed by the laws of the country of residence of Abdul Kader Alfadl, without regard to conflict of law principles.

For questions regarding these Terms:

Email: support@champtrader.app
Website: https://champtrader.app